Money..

They say money can't buy happiness and money is the root of all evil.. but I'd like to try and prove them wrong.. anyone have any money that I can use for this very important experiment?..

Our mortgage is opening up again and we have the option to borrow some money against the value of the house to consolidate some of our bills.. but we are unsure on whether to do that or not.. granted the interest is lower overall but we would be spreading it over a longer period of time and there are costs to getting the money (around $750.00) and we would only be able to get enough to pay off some of our bills, not all of them.. so we are on the fence about the whole thing.. On one hand it would ease some of the money stress but would be be trading it off for a long term debt, say for 10 years.. but then again we aren't making too big a dent in the debt but are slowly paying it down so I don't know.. We have a few weeks to decide because our mortgage opens up the end of March.